About Us

About Us

Gibbs Insurance Agency, Inc. is an independent, full service agency that will assist you with any type of insurance you need. This includes medical, life, auto, home, condo, renters, fire dwelling, general liability, worker's compensation, bonds, E&O, plus many other lines of insurance. In business since 1986, we are located in the heart of Oceanside's premier business park, Ocean Ranch, close neighbors to Titleist, Coca Cola and Genentech.

We invite you to visit us at our agency headquarters located at 3800 Oceanic Drive, Suite 110, Oceanside, CA 92056 or call us at 760-744-2990.

Steve K. Gibbs

Steve Gibbs started in the insurance business back in 1983 as a sales rep for the John Alden Life Insurance Company, a leader at the time in group medical and dental plans.

After gaining valuable corporate insurance experience, Steve started his own independent insurance agency in San Diego's north county back in 1986.

Steve is a graduate from San Diego State University and is also a commercial pilot and flight instructor. He is also the proud father of two children and a grandson.

Isela A. Gibbs

Isela is the agency's bilingual office manager and customer service representative. Her goal is to go the extra mile in order to help clients resolve issues as well as address questions with the upmost care and attention.

Isela graduated from Cal Poly San Luis Obispo with Bachelor of Architecture and has been working for Gibbs Insurance Agency, Inc. since 2015.

Isela enjoys culinary and artistic activities as well as travelling to European countries to enrich her knowledge of the world. Isela is a native of Guanajuato, Mexico and is fluent in Spanish, Italian, French and of course English.

Gloria Black

Gloria is our bilingual Property and Casualty department manager, meaning she is an expert in home, auto, condo, renters, commercial general liability, workers compensation, bonds, E&O plus many other lines of similar coverage.

She has over 16 years in the property casualty insurance business, which makes her extremely experienced to help you with your insurance needs. Her previous experience was working in a family run independent insurance agency, which is the same business model we use here at Gibbs Insurance Agency, Inc.

She is the mother of three children and proud grandmother of four grandchildren.

Ben Losin

Ben Losin is the newest member of our agency, licensed currently for Life and Health insurance.
What brought Ben to the Insurance world is simple -opportunity. The opportunity to earn a living while at the same time helping others. Caring for others is a huge part of this industry and it’s also the first question on Ben’s mind when it comes to our client's needs. Ben also enjoys the flexibility to be able to help his clients no matter where he is, he’s just a phone call away.

Born and raised in Southern California, Ben is an avid surfer and snowboarder boasting 30+ years in both disciplines. A former coffeehouse owner as well as his involvement in the surfing industry has clearly helped in providing a solid understanding for helping others and caring about clients.